India Crypto Tax Calculator
Estimate the 30% tax (plus 4% cess) on your crypto gains and the 1% TDS on your transactions under Sections 115BBH and 194S. Instant, free, no signup.
Profit = sale value − cost of acquisition.
The rupee value transferred (for the 1% TDS).
Estimate only. This calculator uses the flat 30% rate plus 4% cess and a 1% TDS above ₹10,000. It excludes any surcharge and your personal circumstances. It is educational and not tax advice — consult a chartered accountant for your exact liability.
The 30% tax and 1% TDS
Section 115BBH — 30% on gains
A flat 30% tax on the gain from transferring crypto, plus a 4% cess (and possible surcharge). No expense deductions except cost of acquisition, and losses cannot be offset or carried forward.
Section 194S — 1% TDS
A 1% TDS on transfers above ₹10,000 in a financial year (₹50,000 for specified persons). It is deducted at source and credited against your final tax — a prepayment, not an extra tax.
New to this? Read the 1% TDS guide and is crypto legal in India.
Crypto tax questions
How much tax do I pay on crypto in India?
A flat 30% tax applies to your crypto gains under Section 115BBH, plus a 4% cess on that tax — an effective 31.2% before any surcharge. Losses cannot be set off or carried forward. Separately, a 1% TDS applies to transactions above ₹10,000 in a financial year (Section 194S), which is creditable against your final tax.
Is the 1% TDS an extra tax?
No. The 1% TDS is an advance payment deducted at source and credited back against your total tax liability when you file. It is a prepayment, not an additional cost on top of the 30%.
Does this include surcharge?
The estimate uses the flat 30% plus 4% cess. A surcharge may also apply at higher income levels. This tool is for education only — consult a chartered accountant for your exact liability.
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