How expert review works
Written by our editorial team
Each guide is drafted by P2PLY's editors from primary sources: the Income Tax Act, FIU-IND and PMLA notifications, and official government or exchange documentation.
Reviewed by a named expert
Before it goes live, one expert checks the guide for accuracy in their field. Their name appears on the article and below, next to every guide they reviewed.
Dated and kept current
Every guide carries its date. Tax figures, thresholds and legal status are re-checked after each Union Budget or regulatory change, and live rates are labelled as indicative.
Education, not advice
Reviewed guides explain how things work. They are not individual financial, tax or legal advice; for your own situation, speak to a qualified chartered accountant or advisor.
The full policy, including how we correct mistakes, is in our editorial standards.
India guides
Buying and selling USDT with UPI, the 1% TDS and 30% tax, P2P rates, scams and KYC. Reviewed by people who have worked in or written about Indian crypto for years.
Ajeet Khurana
Crypto Investor & Blockchain Advisor
Former CEO, Zebpay · Ex-Head, IAMAI Blockchain & Cryptocurrency Committee
Ajeet Khurana is an investor, author, and one of India's most recognised voices in crypto. He is the former CEO of Zebpay and former head of the IAMAI Blockchain & Cryptocurrency Committee — India's foremost industry body for cryptocurrency. Today he founds and advises Web3 startups through Reflexical and speaks widely on tokenomics and crypto policy.
Reviewed
Kashif Raza is a prominent crypto educator who co-founded Bitinning and Crypto Kanoon. He focuses on making blockchain, DeFi, and macroeconomics easy to understand for retail Indian investors, teaching wallet safety, market structure, and risk management through content and workshops.
Reviewed
Aditya Singh is the co-founder of Crypto India, a leading content platform dedicated to tracking India's regulatory updates, clearing up industry misinformation, and highlighting consumer awareness and safety. He is known for investor education and for leading a widely-signed public petition on India's crypto tax policy.
Reviewed
Hitesh Malviya is the founder of itsblockchain.com and DYOR Research, widely recognised for deep on-chain data research, macro metrics, and custom analytics dashboards used to track sector rotations. He has advised startups and investors across the Web3 industry since 2016.
Reviewed
Budhil Vyas is a data scientist and seasoned crypto analyst known for strict technical chart analysis, market-pattern decoding, and price-forecasting strategies shared with a large audience on YouTube and Instagram. He is also the author of a book on crypto trading.
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Sumit Kapoor, known to many as 'Money Guru', founded Wise Advice — one of India's largest crypto trading communities. He delivers real-time global news breakdowns, technical chart assessments, and macroeconomic trading indicators tailored for Indian audiences, and is a Forbes 30 Under 30 honouree.
Reviewed
Global markets and on-chain data
Why emerging markets hold dollars, how stablecoin demand shows up on-chain, and what the crypto cycle means for anyone holding USDT.
Lyn Alden is an independent investment strategist respected across traditional and crypto markets. With a background in engineering and financial modelling, she provides deep, data-driven analysis of global macroeconomic liquidity, central-bank policy, and fiscal deficits — and how they shape the worldwide demand for dollars and dollar-based digital assets.
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Jeff Booth is an entrepreneur, author, and venture capitalist who reads crypto through a structural macro lens. In 'The Price of Tomorrow' he argues that technology creates relentless deflationary pressure and frames decentralized monetary networks as built for a deflationary future — context that helps explain why savers in inflationary economies turn to dollar-based digital assets.
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Luke Gromen is the founder of FFTT, LLC, an independent macroeconomic research firm. He is known for connecting the dots across sovereign-debt dynamics, the weaponization of the US dollar, and why global central banks may increasingly turn to hard, neutral assets — the macro backdrop behind rising demand for dollars and dollar-pegged stablecoins in emerging markets.
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Alex Gladstein is Chief Strategy Officer at the Human Rights Foundation. He examines money through a geopolitical and human-rights lens, documenting how citizens in collapsing fiat economies — from Argentina and Lebanon to Nigeria — rely on open, decentralized crypto networks for economic survival and financial freedom.
View profile →Willy Woo is a pioneering on-chain analyst who built some of the industry's earliest metric models, including the NVT ratio. He tracks investor-cohort flows, whale accumulation, and exchange inventory balances to read cyclical market tops and bottoms.
View profile →Benjamin Cowen, a PhD data scientist, founded Into The Cryptoverse and is known for an ultra-disciplined, mathematical approach to markets. He avoids hype, focusing strictly on logarithmic regression, risk metrics, historical ROI patterns, and market-dominance trends.
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PlanB is a pseudonymous former institutional investor who introduced the Stock-to-Flow (S2F) model to Bitcoin. He tracks scarcity models, monthly closing averages, and quantitative price floors based on historical halvings.
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Credible Crypto is a prominent technical chart trader focused on advanced Elliott Wave analysis. He delivers detailed, micro-level trade breakdowns — charting support and resistance zones and near-term price structure across major crypto assets.
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Checkmate (James Check) is a highly technical on-chain researcher and the former lead analyst at Glassnode, now co-founder of Checkonchain. He specialises in deep network data — miner capitulation points, realized-cap distribution, and short-term versus long-term holder behaviour.
View profile →Our content is written and reviewed by the experts who work with us. Expert profiles link to each person's own public channels. Nothing here is individual financial or tax advice.