Terms of Service
Last updated: July 19, 2026
These Terms of Service govern your use of P2PLY, a custodial platform for buying and selling USDT. By creating an account or using any part of the service, you agree to them. Trading digital assets carries real financial risk — please read these terms, and the risk disclosure below, carefully before you begin.
Eligibility & Registration
You must be at least 18 years old and legally able to enter into a binding agreement to use P2PLY. You may not use the platform if you are located in, or a resident of, a jurisdiction where our services are prohibited or where you are subject to sanctions. Each person may hold one account, and you agree to provide accurate, current information and keep it up to date.
Custodial Balances & Account Security
P2PLY holds USDT balances on your behalf. You hold an account balance, not private keys, a seed phrase, or a self-custody wallet — custody of on-chain funds remains with P2PLY. Access is tiered: identity verification (KYC) is required to unlock full functionality, and accounts that have not completed verification may face reduced trading limits or restricted features. You are responsible for keeping your login credentials and two-factor authentication secure, and for all activity that occurs under your account.
Trading, Escrow & Rewards
When you open a trade, the relevant balance is locked in platform escrow and only released once both sides have met their obligations. If a trade is disputed, our review team assesses the available evidence and resolves it; you agree to cooperate with that process in good faith. Referral and reward benefits are subject to verification, and abuse — such as fake accounts, self-referral, or automated signups — will result in restriction and forfeiture of any rewards earned.
Intellectual Property
All content, branding, and technology that make up P2PLY are owned by P2PLY or its licensors and may not be copied, distributed, or modified without our explicit written permission. Nothing in these terms grants you any right to our name, logo, or software beyond the ordinary use of the service.
Risk Disclosure & Limitation of Liability
Digital assets are volatile, and blockchain transactions are irreversible once confirmed. P2PLY never holds or moves fiat currency directly — fiat legs of a trade are handled by regulated payment partners. The platform is provided "as is" and "as available", without warranties of any kind. To the fullest extent permitted by law, P2PLY is not liable for indirect, incidental, or consequential losses, for losses arising from network failures, market movements, or counterparty conduct, or for any loss beyond what a court determines we are directly responsible for.
Changes to These Terms
We may update these terms as the platform and its regulatory environment evolve. When we make material changes, we will take reasonable steps to notify you. Continuing to use P2PLY after an update takes effect means you accept the revised terms.
Governing Law & Contact
These terms are governed by the applicable laws of the jurisdiction in which P2PLY is established, and you agree to resolve disputes in accordance with them. For legal questions or notices, reach us at support@p2ply.org — we aim to respond within 5 business days.