Payout to bank in four moves
- 1
Sign up and verify
Free account. Every trader here is ID-checked.
- 2
Deposit your payout
Send the USDT to your P2PLY address.
- 3
Pick a buyer, or your price
Take an offer, or post your own and let buyers come.
- 4
Get paid, then release
The USDT waits in escrow until the cash hits your account.
Deposits open on BNB Smart Chain (BEP20) and Polygon. Wrong network can't be undone, so double-check.
Cash out where you live
Live reference rates, every 5 minutes. Buyers name their price; you pick.
You never send first
Escrow holds the USDT until you confirm the money.
Verified buyers only
ID-checked, with the name you match to the payment.
Humans on disputes
A moderator decides. The USDT stays frozen till then.
Questions traders ask
Can I cash out a prop firm payout that arrives in USDT?
Yes. Deposit the USDT to P2PLY and sell it to a verified buyer, who pays you in your local currency by bank transfer, UPI or a mobile wallet. The USDT stays in escrow until you confirm the money arrived, so you never send it first.
Which USDT networks can I deposit on?
P2PLY currently accepts USDT on BNB Smart Chain (BEP20) and Polygon. If your payout arrives on a different network, move it to one of these before depositing; a transfer sent on the wrong network cannot be reversed.
Does P2PLY buy my USDT?
No. P2PLY is a peer-to-peer marketplace: other verified users buy your USDT. P2PLY verifies both sides, holds the USDT in escrow during the trade and decides disputes.
How do I get a good rate for my payout?
Compare live offers from buyers in your currency, or post your own sell ad at the price you want. The live reference rates on this page show where the market is before you trade.
How long does a cash-out take?
Trades usually complete within minutes once the buyer's payment arrives. Bank transfers can take longer than instant methods such as UPI.
Are there fees?
There are no marketplace fees for buyers or sellers during the launch offer. Network fees still apply when you withdraw USDT.
Is my payout taxable?
Usually, yes, but the rules depend on where you live. In India, for example, selling USDT is a transfer of a virtual digital asset with a 1% TDS above the annual threshold and tax on gains. Check your country's rules or ask a tax adviser.
Your payout, to your bank.
Free account. Verified buyers. Escrow on every trade.
Create account — it's freeCrypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.